We incoming full timers may not even make it into the office in 2020

https://www.bloomberg.com/news/articles/2020-04-26...
" With the coronavirus pandemic just starting to ebb in New York, the world's largest banks are busily designing logistics to eventually bring staff back to mostly empty towers. Citigroup, which operates in more countries than rivals, is emblematic of the talks behind the scenes. Facing a slew of challenges, it's cautioning employees to expect a slow, gradual return with no set dates. Some might spend the rest of the year working from home."