I only realized what finance is about recently, and I would not accept myself later on down the road if I didn't at least get a shot at getting into banking, which is only achievable through SA. If I graduate on time in May 2016 (actually ahead in credits), I would probably be stuck in Mcdonalds due to GPA and no exp and non target.
The reason why I'm delaying for TWO years is because even during my senior summer (2016), I'd have no shot at SA because apps start/end in like 2 months for those positions and by then, i still wont have enough exp/enough GPA improvement.
Plan is to have absolutely no life next year, cut off everything, and focus 100% of my energy into forging a decent SA 2017 candidate, meaning I graduate 2 years late. I know that by Sept. 2016 (1 year from now), I'll be a damn competitive candidate. I've already mastered my upcoming school year's class materials through reading all the textbooks before class started, and have secured some off cycle stuff.
My financials are safe and covered, the school is cheap. My question is, when recruiters see this kind of profile, is it auto-ding? Will B-schools see this in a negative light? Keep in mind im adding a major and will be doing full time, it wont be some BS"add 1 extra course to grad in Winter" stint.