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Peacoat?

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Starting to get cold in NYC and and I am looking at a new winter coat.

For background, I am a young associate at a BB and have never really owned a "nice" coat. I want to buy an overcoat, but I personally think these make people at my age look oldman-ish, and they wouldnt work on weekends or out on a normal night. Basically I want something that could work over a suit (if needed), or out to a bar over normal going out attire.

To me, the most pratical thing seems to be a peacoat (the right kind of course), although I know people say these shouldnt be worn over a suit. I am not sure I really follow this... Assuming the peacoat is long enough, what is the issue here? An overcoat or topcoat would look silly when trying to use it casually. However I feel the peacoat can be used both ways. What do you guys think?

Been looking at this peacoat in particular: https://us.burberry.com/wool-cashmere-pea-coat-p38...

What do you guys think about wearing this over a shirt/tie and on occasion, over a suit jacket?


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